Smart Tips RSS Feed
Aanj | 28.03.2019
You can save a lot of money if you put your needs first before your wants! Wants means those material things that isn’t important just to follow the trends and often we are neglecting the needs over our wants so we are ending up broke and in debt trying to fit all necessities from day to day.
Mon-Mon | 27.03.2019
"Save for the rainy days," this is what we often hear when talking about saving money. But many still do not get accustomed because they are not happy with saving.
Saving means for rainy days is the thrift at unexpected things like emergencies and as well to prepare during difficult times such as when you lose your job.
I didn’t say bad or not to do the savings for rainy days. This is important.
The only thing I say is maybe better for the feeling if when we reverse the mind at rainy days and make it “save for sunny days!”
That means saving for sunny days is the one thing you'll want to make you happy like holidays, new clothes or gadgets and much more.
Therefore, do this inspirational and motivation the things you want for savings. It's an effective way to make have fun while you save.
If we mixing the savings for rainy days at saving for sunny day strategy, we're sure we accumulate. In this way we can maintain our future in unexpectedly happens as well as our enjoyment.
Noor9697 | 27.03.2019
Always try to prefer public transport our private transport It will always helps in all parameters like economically as well as environmental friendly so we wise when you choose your transaction medium
Noor9697 | 27.03.2019
A good savings practice is always helps to secure a good future for you and your family so always design you savings by keeping the minds of your future set targets of your life
Mohd1983 | 26.03.2019
One of the easiest ways to save money is to only shop when you have a list. Because when you’re without one, you typically end up making impulse buys and unplanned purchases – all things that cost money.
Creating a list before you go to the grocery store is especially important. Not only can it help you buy items that fit with your meal plan, but it can also help you avoid buying food you might waste. Always create a list and, more importantly, stick to it.
Saranagi | 25.03.2019
Money markets are always evolving, as the past has not worked for us, so you have to develop your trading style to be able to keep abreast of market events.
Mon-Mon | 24.03.2019
Saving money takes discipline. And a certain amount of sacrifice.
The importance of saving money is rarely disputed. Saving is one of the most basic (and most repeated) bits of financial advice out there. Despite the importance of saving money, many of us aren’t following through on that tip. When it comes to doing the right thing financially, just knowing you should save isn’t enough.
And that makes sense. It’s tough to do something consistently without understanding why you should save money and put in all that effort in the first place. After all, saving money takes discipline and a certain amount of sacrifice.
Saving money is incredibly important. It gives you peace of mind, expands your options for decisions that have a major effect on your quality of life and eventually gives you the option to retire. It allows you to enjoy greater security in your life. If you have cash set aside for emergencies, you have a fallback should something unexpected happen. And, if you have savings set aside for discretionary expenses, you may be able to take risks or try new things. Pretty good reasons to save money, right?
Mohd1983 | 22.03.2019
افضل وقت للبيع هو عند بيع سلعة ولست بحاجة للمال وافضل وقت للشراء هو عند شراء السلعه ولست بحاجة ملحة للسلعة نفسها
alsiwiday | 21.03.2019
يوجد الكثير من الدورات والمواقع الالكترونية على الانترنيت باللغة العربية والانجليزية، التي تهتم بمجال التخطيط المالي الشخصي، تعلمك مهارات الإدارة والسيطرة على أمورك المالية و كيفية إتخاذ القرارات السليمة وتغيير السلوكيات التي تضر بمستقبلك المالي. قد تجد صعوبة في البداية في فهم المصطلحات المهمة والأساسية، لكن مع الوقت ستتمكن من التعامل مع هذه الدورات وفهم المادة التعليمية الموجودة بها.
Mon-Mon | 21.03.2019
Credit card use is for convenience and security, not required to debt...
Remember the first rule in credit cards: You must be able to pay the full balance of the statement at every month. Should be no balance left to not pay a high interest rate.
Do you know that when you pay the minimum amount due on the credit card you can not pay it in full? Forever you are in debt. Bitter truth right!?
So always follow the first credit card rule.
Use for convenience
Use a credit card to avoid cash transfers. It is also easy to use online purchases that can not do cash transactions.
Of course, be careful in giving your credit card details so you may be victimized by a scam or identity theft.
Use for security
Credit card purchases have consumer protection, Please complain to the credit card company and request a merchant refund from poor quality or merchant's consumer rights violations.
Traceable transactions of credit cards are so intriguing with merchants.
Because cash is also avoided, you will not lose money in case you hold up, lose money or lose your money.
If your credit card is lost, all you have to do is call the credit card issuer and request to cancel it and request a new card.
Handle with care
Remember that debts or loans should be used for productive purposes. If the purpose of a purchase is consumption, better save for it.