30 Money Saving Tricks for Students - 17.10.2018 - 21:50:48 whizkid
Most of us and students are living on a budget. If not, they’re likely into a cycle of debt. you can become smarter about the way you spend your money. Keep in mind that the key to financial success is being aware of how you’re spending your money. There’s nothing wrong with living within your means, rather than beyond. Spring your Dirham further with the following money-saving tips:
1. Cut out badness – smoking and binge drinking are terrible for you and expensive.
2. Always pay bills on time to avoid late fees.
3. If you have a credit card, pay it off as quickly as possible. (It’s good to establish credit, but a bad credit score follows you everywhere.)
4. Walk, use public transportation or ride a bike instead of having a car. 9. Live with others so you can split rent and utilities.
5. Cut out expensive cable packages you don’t need.
6. Consider more basic phone packages or plans that include unlimited texting with free incoming calls
7. Don’t buy the most expensive college meal plans. Figure out what you actually consume and get the correlating package.
8. Shop where they offer student discounts. There are so many places that offer discounts to students with a school ID.
9. Look into a campus gym versus a gym in town. Many colleges offer memberships for free or at a reduced rate for students.
10. When planning meals, make dinner with friends and split the cost of groceries. Often times, you’ll be cooking too much for one person anyway!
11. Sell what you no longer use or need. There are plenty of stores and web sites, like dubizzle, where you can sell your used clothing, furniture or tech items.
12. Skip expensive spring break and summer trips – look into alternatives, like volunteering, instead.
13. Go to class. You’re paying for it and skipping is like throwing money out the window!
14. Drink water. It’s free and better for you, anyway.
15. Make your own coffee. While coffee shops are convenient, they charge hefty prices that really add up over time.
16. Open a savings account that earns interest. Credit unions have fewer fees and are great for students.
17. Consider becoming a resident advisor. Many get free room and board.
18. Avoid buying name brand items. Purchase generic items whenever possible. They are exactly the same item, at a highly reduced price. You can even check the ingredients to make sure!